Our Belief

We believe that markets are unpredictable and cannot be timed correctly on a consistent basis. However, Active managers can reduce volatility against the benchmark with their ability to go to cash; to short a security; and/or to completely avoid highly volatile investments altogether.

keep more of what you earn

Investment Philosophy

We believe that diversifying into traditional investments exclusively does not sufficiently address and reduce current market risks. Therefore, our Clients’ Accounts combine traditional and alternative holdings to produce risk adjusted returns.

We believe every client should have a balanced diversified holdings composed of stocks, bonds, private equity, and money markets held both domestically and abroad. Furthermore, every account should have a risk reduction component to address today’s evolving market risks, as well as a component to capitalize on short-term opportunities.

In addition to performing fundamental research for all our investment ideas, we also believe in using technical research on stocks and funds. By using an advanced trading program we are able to gather intel on the flow of capital to and from a particular investment. This risk management tool allows us to make unbiased, timely decisions on the entry and exit points of our investments.

1. Value proposition meeting

Discuss how we can add value to your financial affairs by providing better service and simplifying your life
Determine if there is an appropriate fit between you and our team
Decide whether to move forward and develop our relationship

Prior to our next meeting, important data/documents are gathered from you and your accountant if needed.

2. Discoveries meeting

Learn about your goals, concerns and risk management strategies
Review your current net worth, income, expenses and financial plans
Address the most important aspects of your financial plans from a “discovery” standpoint

In order to prepare meaningful recommendations, we may work with your accountant or lawyer at this point

3. Recommendations meeting

Review your current financial affairs to address any necessary material changes
Discuss possible strategies and plans that will address the gaps, shortfalls and financial targets in your current financial plans
Provide recommendations that are as specific as possible, understanding that many variables change over time
Determine if you are satisfied with the quality of the service and decide whether to formally commence the professional relationship

Upon agreement your investment profile, policy statement, and financial plan are created

4. On-going monitoring meetings

Follow-up on recommendations and specific actions that were agreed upon
Monitor and report on financial affairs and goals
Discuss needed changes and opportunities

These ongoing service meetings are part of our best practices service model and allow us to stay on top of things. Meetings are need dependent but will occur at least once a year.

Account basics

We construct your accounts to address your short, mid, and long-term goals. we use an investment profile questionnaire and consider experience, knowledge, and net worth to uncover each client’s risk tolerance for each of their accounts.

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